Volvo S60
The Volvo S60 is a compact executive saloon that majors on comfort and safety.
Introduction
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease are fully committed to TCF and this policy has been designed to demonstrate the application of TCF during Wessex Fleet Solutions day to day activities. TCF is embedded throughout the FCA’s Handbook, however, the FCA has also identified six core consumer outcomes which explain what it wants TCF to achieve for consumers: as follows
Assessing and implementing our TCF principles
All Wessex Fleet Solutions t/a Volvo Cars On Lease’s financial promotions and marketing literature are reviewed to ensure that they are appropriate for the target audience and are presented in a clear, fair and not misleading manner. Sales personnel qualify our customers so that they get a clear understanding of the clients’ needs and requirements. We ensure that our clients understand everything involved with our service and are aware in advance of all applicable charges. Initial service agreements are signed by our clients in advance of us starting any work on their behalf outlining our services and any charges.
Post-sale information and support
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease strives to keep its clients informed always. Our clients are communicated to at appropriate stages both before and after the contract commences via our customer care team. Electronic updates are sent regularly to our clients as various key stages of our service is fulfilled. We have appropriate headcount capacity and processing arrangements in place to ensure continuous support and no post-sale barriers. We have several policies and procedures that are relevant to the fair treatment of clients and achieve adherence to FCA requirements, these are (this not an exhaustive list):
Awareness/training
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease ensures that all advisers and staff are familiar with the fundamental principles of TCF. In addition, where applicable, advisers and staff are trained to suitably advise on and efficiently explain and provide our products and services. We make sure that all our advisers and staff achieve the necessary qualifications and training to carry out their job functions with the required competence level. We undertake regular monitoring and assessment of our advisers and staff so that we can be certain of their competence.
Compliance
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease has an external compliance agency Compliancy Services Limited who is independent and regularly monitors all key areas of regulatory compliance including TCF.
Remuneration
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease operates a remuneration model that mitigates sales bias and rewards non-sales staff in a way that would not negatively impact the treatment of its clients.
Complaints
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease aims to provide excellent customer service and complaint handling is a major component of its TCF measures. We deal with customer complaints fairly, objectively and in accordance with the rules laid down by the FCA.
Conclusion
Wessex Fleet Solutions Ltd t/a Volvo Cars On Lease’s culture is and has been throughout the years in line with the outcomes stipulated by the FCA’s TCF initiative. However, we frequently review our policies, procedures and practices to ensure that TCF remains a crucial part of our business.
This notice applies to all applicants and (if the application is made by a limited company or partnership / unincorporated association) directors and partners. We'll check your details with credit reference and fraud prevention agencies ("the agencies") and they'll record our check and provide us with information about you. We'll tell the agencies if we think you've given false information or suspect fraud. We'll also give credit reference agencies information about how you manage your account. We and other companies will use this information to assess you and your household for: credit and credit related services; motor, household, credit, life and other insurance proposals and claims; debt tracing and recovery; prevention of fraud and money laundering; statistical analysis about credit, insurance and fraud; and market research.
I hereby warrant that the information contained in this application is true and accurate and authorise Wessex Fleet Solutions Ltd to make all enquiries to verify the information to enable the lender to consider this application. I understand that the lender reserves the right to decline this application.